Lic Efap -

: LIC maintains a dominant 65.83% market share in policies as of the FY 2024-25 report.

To reward long-term commitment, LIC EFAP often includes provisions for Loyalty Additions. These are essentially extra units or monetary additions credited to the policyholder’s fund value after a specific period (e.g., from the 10th year onwards), provided the policy is in force. This boosts the overall maturity amount. lic efap

Professional assistance for employees and their immediate family members to resolve personal or work-related concerns. : LIC maintains a dominant 65

EFAP excels in covering "Major" and "Super Major" surgeries. This includes: from the 10th year onwards)

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