PAR 30 = (Total outstanding balance of all loans with arrears >30 days) / (Total Gross Loan Portfolio) PAR 30 = 500,000 / 10,000,000 = 0.05 or 5% . NBE standard: Acceptable PAR 30 is < 5%. If your answer is >8%, the branch is in danger.
How does Vision Fund differentiate itself from conventional banks like CBE or Dashen? PAR 30 = (Total outstanding balance of all
For authentic practice, request sample tests directly from Vision Fund HR during application or contact local microfinance training centers (e.g., AEMFI – Association of Ethiopian Microfinance Institutions). 000 / 10